Sandbox helps small and midsize businesses explore large-group health insurance pricing, backed by payroll, HR administration, benefits, and compliance support, all through one partner.




Most small businesses buy health insurance in the community-rated small-group market, where premiums reflect a broad pool of other companies instead of their own team. We built Sandbox because a healthy 20-person business shouldn't be priced like everyone else by default. Working with major payroll and workforce-service partners, we help qualifying businesses get evaluated under large-group arrangements, and we support everything around it: payroll, HR administration, benefits, and compliance.



No pressure, no obligation, and no fee for the comparison. Here's the path most clients follow.
We learn about your team, current coverage, renewal date, and goals.
We determine whether your business appears eligible for a large-group arrangement.
You see proposed pricing and plans side by side against your current coverage.
Payroll, benefits administration, HR support, and an annual market review at every renewal.
Clear fees, honest claims, and no-obligation comparisons. You always see the complete picture.
We re-shop the market at every renewal, so your rates have to earn your business each year.
Payroll, benefits, HR, and compliance in one platform instead of five systems.
We work as an extension of your team, not a replacement for it.
